ITR Refund: Two months after the conclusion of the extended due date for filing Income Tax Return (ITR) of FY2024-25 (Assessment year 2025-26) on September 16, some taxpayers are still awaiting their refunds. Typically, ITR refunds don’t take this much time and are debited to the taxpayer’s account in one or two week.
Multiple reasons are associated leading to delay in refunds for taxpayers.
High-Value Refund Flagged
The Central Board of Direct Taxes (CBDT) Chairman Ravi Agrawal told earlier that delays in refunds are occurring due to anomalies in certain claims of specific deductions in high-value ITRs.
Incorrect Information Of Bank Account
Sometimes, users put wrong information in bank details, leading to failure in sending refund amount.
Old Pending Tax
If a taxpayer has any old tax dues, the department releases the refund only after those dues are cleared. Also, if the ITR is not e-verified within 30 days of filing, the return does not get processed at all.
Mismatch In Form26AS, AIS Or TIS
If there is any major error in the return or the data does not match with Form 26AS, AIS or TIS, the refund is put on hold. In some cases, the ITR is marked as “defective," and processing does not move forward until the issue is fixed. Sometimes, large refunds also face temporary financial delays.
Physical verification delays
If you opted to send your ITR-V physically to the Centralised Processing Centre (CPC) Bengaluru, late delivery can push back processing.
Step-by-step guide to check your ITR refund
Method 1: Through the Income Tax Portal (incometax.gov.in)
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Go to www.incometax.gov.in
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Click on Login
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Enter your PAN, password and OTP
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After logging in, go to:
e-File > Income Tax Returns > View Filed Returns
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Choose the relevant Assessment Year
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Check the status shown against your return
It will show terms like Processed, Refund Issued, Refund Failed, etc.
Method 2: Check refund status on TIN-NSDL (SBI Refund Banker)
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Visit https://tin.tin.nsdl.com/oltas/refund-status
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Enter your PAN
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Select the Assessment Year
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Enter the captcha
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The page will show your refund status, date of issue, mode of payment or reason for failure.
Method 3: Check through your bank account
If your refund is credited, it will appear in your bank statement as:
“ITR Refund – CPC Bangalore".
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