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RBI-Financial Inclusion- Access to Banking Services Basic Savings Bank Deposit Account (BSBDA) FAQs
September, 18th 2013

RBI/2013-14/264
RPCD.RRB.RCB.AML.BC.No. 36/07.51.018/2013-14

September 17, 2013

The Chairmen / CEOs of Regional Rural Banks /
State and Central Co-operative Banks

Dear Sir / Madam,

Financial Inclusion- Access to Banking Services – 
Basic Savings Bank Deposit Account (BSBDA) – FAQs

Please refer to Circular RPCD.CO.RRB.RCB.BC.No.24/07.38.01/2012-13 dated August 22, 2012 on Basic Savings Bank Deposit Account (BSBDA) wherein banks have been advised to offer ‘Basic Savings Bank Deposit Account’ with certain minimum common facilities to all their customers without the requirement of any minimum balance and any charges.

2. In view of several queries received in this regard from banks and public, we are enclosing a list of 'Frequently Asked Questions (FAQs)' on the subject. Regarding accounts opened and operated at Business Correspondent (BC) outlets, a separate set of FAQs will be issued.

Yours faithfully,

(A. Udgata)
Principal Chief General Manager

Encl. as above

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