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TMB deposit schemes
August, 24th 2006
Tamilnad Mercantile Bank has introduced tax savings deposit scheme - TMB TSD Malligai and TMB TSD Mullai. Under the TMB TSD Malligai scheme, the depositor would be able to get the monthly interest at discounted rate or on a quarterly, half-yearly or annual basis at the compounded rate. Under the TMB TSD Mullai scheme, the depositor would be able to take the quarterly compounded interest only at the time of maturity of the deposit. The bank would pay interest at 9 per cent to senior citizens and at 8.5 per cent to others under the just launched tax savings deposit schemes. Bank sources, however, said that the effective yield under the TMB TSD Mullai scheme worked out to 11.21 per cent (for senior citizens) and 10.45 per cent for others.
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